How Legal status affects account access
Our Legal position is practical: you should know which account step is required, what records are created, and when access may be unavailable. Phone verification takes place before account access, while eligibility depends on local law and the location from which you connect. We record payment
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references needed to reconcile DANA, OVO, GoPay, QRIS, bank transfer and virtual account activity; those records help us match a receipt to the correct account without asking you to send unnecessary details. If a policy changes, we place the updated wording on this Legal page and
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keep the support path available from your account area. Please read the current terms before opening an account or submitting a payment request.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.